SPLG Dividend Calculator (DRIP)
Pursue ultra-low-cost long-term growth with SPDR Portfolio S&P 500 ETF 🚀
SPLG ETF is an ultra-low-cost S&P 500 ETF offered by State Street with just 0.02% expense ratio, investing in 500 large-cap U.S. companies to provide long-term capital growth and dividend income.
Use our calculator to predict your future dividend income and develop your investment strategy.
- - Current NAV: $70.23 (as of February 28, 2025)
- - 12-month trailing dividend yield: approximately 1.3%
- - Total assets under management: $28 billion
- - Expense ratio: 0.02% (industry's lowest)
- - Year-to-date return (YTD): 6.45%
💡 Note: SPLG pays dividends quarterly and tracks the S&P 500 index, providing both capital appreciation from U.S. large-cap growth and stable dividend income. With its ultra-low 0.02% expense ratio, it maximizes compound effects for long-term investors.
SPLG (SPDR Portfolio S&P 500 ETF) is gaining attention among investors as an ultra-low-cost ETF. It tracks the S&P 500 index to provide long-term growth and dividend income from U.S. large-cap stocks, while maximizing cost efficiency with industry-leading low expense ratios.
SPLG Analysis Tools
Check detailed information about SPLG's dividend history and performance trends. Successful long-term investing starts with accurate information.
SPLG Portfolio Analysis
Check holdings, sector allocations, and financial metrics
SPLG Dividend History & Yield
Complete dividend records, annual payouts, and yield trends
SPLG Investment Tips
SPLG is the optimal choice for investing in the S&P 500 with ultra-low costs. On the dividend information page, you can check SPLG's complete dividend history and the dividend growth trends of S&P 500 companies. The cost savings from the 0.02% expense ratio are significant for long-term investments, so maximize compound effects through regular dollar-cost averaging.
1. What is SPLG ETF?
SPLG is an ETF launched by State Street in 2005 that tracks the S&P 500 index. This ETF invests in 500 large-cap U.S. companies, allowing investors to participate in the growth of the entire U.S. stock market. SPLG's most distinctive feature is its industry-leading low expense ratio of 0.02%, enabling profit maximization through cost savings for long-term investments.
Key Features
2. Understanding SPLG's Investment Strategy
2-1. S&P 500 Tracking Strategy
SPLG uses a passive investment strategy that directly tracks the S&P 500 index. By investing in 500 large-cap stocks including Apple, Microsoft, and Amazon using market-cap weighting, investors can directly benefit from U.S. economic growth.
Top Holdings (Major Portfolio Weight) - As of March 31, 2025
Sector Allocation (As of February 2025)
29.8%
13.2%
12.1%
10.4%
8.7%
8.5%
7.3%
10.0%
500 holdings identical to S&P 500 index composition
3. SPLG Dividend Characteristics
SPLG's dividends directly reflect the dividends of S&P 500 constituent companies. While the dividend yield is lower compared to individual high-dividend stocks, the diverse dividends from 500 companies and continuous dividend growth provide stable long-term returns.
SPLG vs Other S&P 500 ETF Comparison
Major S&P 500 ETF Comparison
| ETF | Expense Ratio | Dividend Yield | Assets Under Management | Launch Year |
|---|---|---|---|---|
| SPLG | 0.02% | 1.3% | $28B | 2005 |
| VOO | 0.03% | 1.3% | $500B | 2010 |
| SPY | 0.09% | 1.3% | $600B | 1993 |
| IVV | 0.03% | 1.3% | $400B | 2000 |
* Data as of February 2025
SPLG Annual Dividend Trend
SPLG's annual dividend per share over the last 5 years:
| Year | Dividend Per Share ($) | YoY Growth (%) | Yield (%) |
|---|---|---|---|
| 2020 | $1.56 | -2.1% | 1.5% |
| 2021 | $1.58 | 1.3% | 1.2% |
| 2022 | $1.68 | 6.3% | 1.6% |
| 2023 | $1.74 | 3.6% | 1.4% |
| 2024 | $1.89 | 8.6% | 1.3% |
| 5-Year Average | - | 3.5% | 1.4% |
* Yield is calculated as a percentage of average share price for the year.
* Source: State Street official data (as of February 2025)
Advantages of SPLG's Ultra-Low Cost
- • 0.02% expense ratio can save hundreds of thousands in fees over 30 years compared to other ETFs
- • Low costs maximize compound effects, improving long-term returns
- • Naturally reflects S&P 500's dividend growth
- • Quarterly dividends provide stable cash flow
4. Considerations When Investing in SPLG
Advantages
- ✓Industry-leading low expense ratio of 0.02%
- ✓Complete S&P 500 tracking with broad diversification
- ✓Over 20 years of proven operating history
- ✓High liquidity and stable trading
- ✓Excellent cost efficiency for long-term investment
Disadvantages
- •Relatively low dividend yield compared to high-dividend ETFs
- •High tech weight makes it sensitive to market volatility
- •Limited to index tracking without individual stock selection
- •Not suitable for investors seeking high short-term returns
- •Concentrated exposure only to U.S. markets
5. SPLG Performance Analysis
Historical Performance
| Year | SPLG Return (%) | S&P 500 Return (%) | Tracking Error |
|---|---|---|---|
| 2020 | 18.35% | 18.40% | -0.05% |
| 2021 | 28.68% | 28.71% | -0.03% |
| 2022 | -18.13% | -18.11% | -0.02% |
| 2023 | 26.27% | 26.29% | -0.02% |
| 2024 | 24.88% | 24.90% | -0.02% |
| 2025 (YTD) | 6.43% | 6.45% | -0.02% |
Source: State Street official data (as of February 28, 2025)
SPLG's Excellent Tracking Performance
SPLG tracks the S&P 500 index very accurately:
Low Tracking Error
With an annual tracking error of 0.02-0.05%, it very closely reflects S&P 500 performance, demonstrating excellent management capabilities.
Consistent Performance
Shows nearly identical performance to the S&P 500 index in both bull and bear markets, reliably delivering expected returns to investors.
Cost Efficiency
The ultra-low 0.02% expense ratio enables significant long-term cost savings compared to other S&P 500 ETFs, positively impacting long-term returns.
6. Detailed Comparison with Other S&P 500 ETFs
Major S&P 500 ETF Characteristics Comparison
| Feature | SPLG | VOO | SPY | IVV |
|---|---|---|---|---|
| Fund Company | State Street | Vanguard | State Street | BlackRock |
| Expense Ratio | 0.02% | 0.03% | 0.09% | 0.03% |
| Assets Under Management | $28B | $500B | $600B | $400B |
| Average Daily Volume | Medium | High | Very High | High |
| Dividend Yield | 1.3% | 1.3% | 1.3% | 1.3% |
| Tracking Error | Very Low | Very Low | Low | Very Low |
Key Points for Choosing SPLG
7. Frequently Asked Questions
Which is better, SPLG or VOO?
Both ETFs are excellent S&P 500 ETFs. The key difference is the expense ratio: SPLG at 0.02% vs VOO at 0.03%. Performance is nearly identical, but SPLG's lower costs can deliver greater returns through compound effects over long-term investing. VOO has larger assets under management and higher trading volume, which may provide slight advantages in liquidity. If your goal is long-term investing, SPLG might be more suitable, while VOO could be better if you plan frequent trading.
When does SPLG pay dividends?
SPLG pays dividends quarterly, typically in March, June, September, and December. The exact ex-dividend and payment dates can be confirmed on State Street's official website. Dividends reflect the combined dividends of S&P 500 constituent companies, so changes in individual company dividend policies are reflected in SPLG dividends. If you want to reinvest dividends, consider using your broker's DRIP service.
Why is SPLG's dividend yield low?
SPLG's dividend yield (approximately 1.3%) is low due to the characteristics of the S&P 500 index. The S&P 500 contains a mix of growth and dividend stocks, and large tech companies like Apple and Microsoft show relatively low dividend yields compared to their high growth rates. However, this isn't a disadvantage but a characteristic, as you can expect high capital appreciation to compensate for the lower dividend yield. Additionally, consistent dividend growth from S&P 500 companies can provide attractive dividend returns over the long term.
Is SPLG suitable for long-term investment?
SPLG is very well-suited for long-term investment. The ultra-low 0.02% expense ratio maximizes compound effects for long-term investing and directly reflects the long-term growth trends of the S&P 500. You can expect stable capital growth through the long-term growth of the U.S. economy and continuous innovation and profit increases from S&P 500 companies. Particularly for investment plans of 20-30 years or more, the low costs and broad diversification effects make it a very efficient choice.
What is the optimal strategy for investing in SPLG?
The optimal strategy for SPLG investment is regular dollar-cost averaging and dividend reinvestment. First, use dollar-cost averaging by investing a fixed amount monthly to utilize market volatility and lower your average purchase price. Second, maximize compound effects through dividend reinvestment (DRIP). Third, use SPLG as your portfolio core while adding international ETFs or bond ETFs for enhanced diversification as needed. Fourth, consider holding it in tax-advantaged accounts like IRAs or 401(k)s for tax efficiency.
8. Conclusion and Investment Strategies
Who is SPLG Suitable For?
Suitable Investor Types:
- Investors seeking long-term capital growth
- Investors who prioritize cost efficiency
- Those wanting broad diversification in the S&P 500
- Investors planning regular systematic investing
- People with retirement planning or long-term financial goals
- Investors who prefer simple and effective strategies over complex investment approaches
Consider Carefully If You Are:
- An investor who absolutely needs high dividend yields
- Someone expecting high returns in the short term
- Those wanting diverse regional exposure beyond U.S. markets
- Investors seeking excess returns through individual stock selection
Effective SPLG Utilization Strategies:
- Core Position Building: Allocate 60-80% of portfolio to SPLG and diversify the remainder with international ETFs, bonds, etc.
- Regular Systematic Investing: Automatically invest a fixed amount monthly to minimize market timing risks
- Dividend Reinvestment: Maximize compound effects through DRIP settings
- Tax Optimization: Prioritize tax-advantaged account utilization
- Long-term Holding: Approach with a minimum 10-year long-term perspective
- Rebalancing: Adjust portfolio weights 1-2 times annually